The deadline for paying an order has passed

[damsfx]

I have a payment gateway that does not tolerate backorders longer than 12 hours.

Error message
"The validity date of your order has passed.

Possible causes

• either the order reference has been pending payment for too long (typically more than one hour)
• or the order form has been created for too long, typically more than 12 hours

Solving the problem

• test an updated form with a new order reference
• test a new form and check your server's system date

Typically an order created last evening can no longer be paid for today.

What do you think is the best way to solve this case?

• Either add part of the date to the order reference (OrderID-yyyymmdd) (ex: 5-20210930)
  in this case the processing must also be done in the return (complete method of my PaymentProvider)
• Or add a special states to flag the order as "out of time" with a scheduler in my plugin

I would like to hear your views before I jump in head first.
Maybe another solutions that don't come to me?